Wisdom for Wealth
The Wisdom for Wealth hardcover by Raul Rivera, front and back covers

The same dollar that eats your savings is paying off your house.

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The idea in one line

Own what reproduces. Owe what dies.


Every year the dollar buys a little less than it did the year before, and that loss lands on anyone who is holding dollars or waiting to be paid in them. A man who owns land or a building that produces, financed with a fixed-rate loan, stands on the other side of that same loss. His payment stays fixed while the dollars he pays it with keep shrinking, so the debt weighs less every year he holds the asset.

The book calls this inflation induced debt destruction, and it shows you how to put that force to work for your family instead of letting it work against you.

Where the dollar takes

  • Savings parked in cash for the long haul
  • A fixed income that never adjusts
  • Money lent out and repaid in cheaper dollars

Where it works for you

  • Land, cattle, and buildings that produce
  • A fixed-rate loan on an asset that earns
  • A debt that shrinks while the asset grows
Inside the book

Eleven chapters, each one built on the Book of Proverbs and told through the life of a businessman, a rancher, and a father of five.

  1. 1The Lots You Are Releasing
  2. 2Currencies Do What Currencies Do
  3. 3Six in the Morning, May of 2008
  4. 4The Steps I Did Not Devise
  5. 5When the Dollar Loses Its Grip on Land
  6. 6StartCHURCH, the Engine That Bought the Field
  7. 7A Just Weight Part one of two
  8. 8The False Balance Part two of two
  9. 9What the Eye Sees
  10. 10Seven and Eight
  11. 11What Is Wealth?
For riches are not for ever: and doth the crown endure to every generation? Proverbs 27:24, where the book opens
Riches and honour are with me; yea, durable riches and righteousness. Proverbs 8:18, where the book closes
About the author
Raul Rivera in a black cowboy hat

Raul Rivera is the founder and owner of StartCHURCH, which has served thousands of clients nationwide. With more than thirty years of business experience, he invests in commercial and residential real estate and raises cattle. His approach to building businesses and lasting wealth is rooted in the practical wisdom of Proverbs.

Put it in the hands of a man who is ready to build.

Order a hardcover for yourself, or send one to a son, a partner, or a friend who keeps asking how you did it.

$24.95Hardcover, shipping included
Order your copy

Prefer to read on Kindle? The eBook is available on Amazon.